About Michael Baker
Senior Mortgage Banking Professional & Experienced Mortgage Sherpa
Senior manager, mentor & producer with experience managing the critical balance between borrower expections, counterparty communication & customer service. Experienced leader with proficiency & results in retail, wholesale, and non-delegated correspondent channels. Co-Developer Single Line Price Call (SLPC) pricing model for Wholesale distribution, the next gen industry standard pricing engine.
Currently engaged at the consumer level originating retail loans with Secure Mortgager Company, a nineteen year relationship.
Core competence FNMA & GNMA FMBS: Production, operations, risk, secondary & compliance:
Flagstar Bank,Senior Vice President, July, 1997 - March 2016. South Central Regional Director
US Bancorp/Republic Bancorp, Vice President 5 yrs (Regional Mgr, Retail & Wholesale Distribution in Texas)
Commonwealth/Hyperion Group/Bank United 7 yrs (Retail LO, P&L Producing Branch Mgr, & Regional Mgr Central US)